12 views 4 mins 0 comments

OKX Wallet Users Can Now Borrow on Aave With 88% LTV

In Markets
March 30, 2026

Aave is now live on X Layer inside OKX Wallet. Supply assets, borrow against collateral, and earn yield with up to 88% LTV via eMode.

Aave has officially launched on X Layer, bringing decentralized lending directly into OKX Wallet. 

Users can now supply assets, borrow against collateral, and earn compounding yield. 

No bridging is required. The integration runs on Aave v3.6 and is accessible natively within the wallet.

Read also

ICE Invests in OKX at $25B Valuation to Expand Tokenized Stock Trading

Aave Brings DeFi Lending to OKX Wallet on X Layer

Aave controls roughly 60% of the DeFi lending market. 

The protocol currently holds over $46 billion in supply and borrow activity across more than a dozen blockchains. Its arrival on X Layer marks a significant expansion of OKX’s Layer 2 ecosystem.

OKX confirmed that wallet users can access Aave directly through the DApps section. 

They simply search for “Aave,” connect their wallet, and select X Layer from the network dropdown. From there, lending and borrowing become straightforward.

The assets available for supply include USDT0, USDG, GHO, xBTC, xETH, xSOL, xBETH, and xOKSOL. 

Users can also borrow USDT0, USDG, GHO, xBTC, xETH, and xSOL against their collateral. No credit checks or intermediaries are involved.

Six eModes Offer Up to 88% Loan-to-Value on X Layer

X Layer launches with six dedicated Efficiency Modes, or eModes, designed around its asset pairs. 

Liquid staking pairs like xBETH to xETH and xOKSOL to xSOL qualify for up to 88% LTV. Crypto-to-stablecoin eModes reach up to 78% LTV, compared to the standard 70%.

Higher LTV means more capital efficiency for borrowers. 

Less sits idle as a buffer, and more is actively deployed. OKX noted this gives users tighter control over how their assets perform within the protocol.

eMode is particularly useful for users holding liquid staking tokens. 

It lets them borrow more against the same collateral. That makes the integration attractive for experienced DeFi participants seeking leverage without selling their positions.

Related reading

OKX Launches Crypto Payment Cards in Europe

OKX Wallet Lets Users Trade Aave Positions Without Withdrawing

OKX added another layer of flexibility through aToken trading. 

Users who supply assets on Aave receive tokenized positions, known as aTokens. On X Layer, these include aXlrUSDT0, aXlrxETH, and aXlrUSDG.

OKX Wallet allows users to trade these aTokens directly on OKX DEX. They do not need to withdraw from Aave first. Real-time market data and pricing are available throughout the process.

This feature reduces friction for users managing active DeFi positions.

It also keeps the experience contained within OKX Wallet, without redirecting users to external interfaces. OKX described it as giving users full control without fragmented workflows.

The post OKX Wallet Users Can Now Borrow on Aave With 88% LTV appeared first on Live Bitcoin News.

Avatar photo
/ Published posts: 372

Mary J. Batiste is a blockchain writer and tech journalist who covers NFTs, cryptocurrency trends, and Web3 culture. Her work focuses on making complex crypto concepts accessible and engaging, emphasizing education and community empowerment. In her free time, Mary collects digital art, experiments with blockchain gaming, and contributes to online NFT communities.